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Make a big impact with a monthly gift to Habitat MontDelco. Join our Hope Builders program to support affordable housing, financial education, and community development in Montgomery and Delaware Counties. Transform lives every day. MONTHLY GIVING Make a Big Impact With a Monthly Gift Regular monthly gifts provide a consistent, reliable income stream, allowing us to spend less time fundraising and more time building homes. Habitat MontDelco is transforming lives around Montgomery and Delaware Counties thanks to you! GIVE MONTHLY ← Back to Ways of Giving

Habitat for Humanity of Montgomery and Delaware Counties' Home Purchase Program offering affordable mortgages and housing opportunities. Learn how qualified families earning 30%-80% AMI can access low-interest homeownership options, stabilize housing costs, and build brighter futures. Discover eligibility, application processes, and steps to become a Habitat homeowner in Montgomery and Delaware Counties. HOME PURCHASE PROGRAM Building Bright Futures Home Purchase Program Since 1989 Habitat for Humanity of Montgomery and Delaware Counties has developed and sold newly constructed and rehabilitated homes to applicants who live or work in Montgomery or Delaware Counties and earn between 30% and 80% of the area median income as determined by the US Department of Housing and Urban Development. Through Habitat MontDelco Home Purchase Program, qualified homebuyers purchase homes under our affordable lending model, resulting in increased access to homeownership opportunities for historically disinvested communities. Every Habitat home is mortgaged at 0% interest for the full appraised value , while ensuring no Habitat homebuyer pays more than 30% of their gross income on housing (including property tax and homeowners insurance). Applications are OPEN for two condominium units in Pottstown, PA. They will remain open until qualified applicants are approved. Application Download Sign up via our Home Purchase Inquiry form to be notified when a new housing opportunity is available. If you would like to learn more about our home purchase program, please review the virtual information session. Housing opportunities will be available in the future. Home Purchase Inquiry Virtual Information Session So how does the Home Purchase Program Work? What is a Habitat Mortgage? Habitat MontDelco believes that homeownership should be affordable and attainable. We ensure affordability by providing 0% interest mortgages with an overall housing cost capped at 30% of the borrower’s gross annual income at the time of qualifying. This means that mortgage principal, property taxes, and insurance are all folded into an affordable monthly payment for the buyer, capped at 30% of their gross annual income at time of qualifying. Habitat is sensitive to how affordable home purchases can impact local property values. To stabilize local property values, Habitat MontDelco mortgages are typically structured in two parts: The first is 30-year 0% interest conventional mortgage loan, which is paid each month. The second part is an additional mortgage on the back end which secures the difference in value between the first conventional mortgage and the appraised value of the home, ensuring two things: The sale of each Habitat home is recorded as a full appraised value sale, thus stabilizing home values in the communities where we build and rehabilitate. The homebuyer is never housing-cost burdened by a Habitat home mortgage. How Can I Qualify for Home Purchase? General parameters for Home Purchase Program eligibility typically include, but are not limited to: You must have lived or worked in either Montgomery or Delaware County for at least one year prior to applying. You must be willing to contribute Partnership Hours , based on family size, to be spent on the construction site and in educational workshops, among other activities. You must be able to provide Proof of Citizenship or Permanent US Residency (see additional details page for more info) You don’t have to be a first-time homebuyer , but if you already own a home at the time of application, you may not qualify. You must have an annual household income between 30% to 80% of the AMI (Area Median Income) as determined by HUD. You must be willing to partner and agree to Habitat MontDelco's Program terms including but not limited to Partnership Hours Policy, Media and Marketing Policy, Equity Share Agreement, Partnership Agreement Terms, etc. Reference the chart below for Habitat’s income guidelines: You must have demonstrable housing need, which can be defined as any of the following: Cost burden : Applicant(s) are paying more than 30% of their monthly gross income towards housing including rent payments and utilities. Homelessness or living with family or friends. Substandard housing conditions which impact the health and/or safety of the household members. Insufficient space or room configuration to accommodate the number of occupants in the residence at the time of application or who will be living in the residence in the “near” future. You must have an annual household income between 30% to 80% of the AMI (Area Median Income) as determined by HUD. Unsafe neighborhoods due to high violent crime rate, high non-violent crime rate (including illegal drug activity), or other commonly accepted measures of unsafe neighborhoods. Unsafe neighborhoods due to man-made or geo-climatic conditions such as flooding or earth movement. Click here to view Habitat’s eligibility details: VIEW ELIGIBILITY DETAILS Please note that eligibility parameters are subject to change, depending on the housing opportunity, funding requirements etc. What Should I Expect if I am Approved? 1 2 3 4 A 6 -12 month timeline to build, depending on the number of units. Attendance of educational workshops on homeownership and home maintenance. An affordable housing payment that is limited to 30% of your gross income (including property taxes and insurance). The Partnership Requirement: This means volunteering on the construction site, in our ReStores or office, and through other organizations. Participation in Habitat media and marketing efforts. Information sessions will be publicized via social media, on the habitatmontdelco.org event calendar, and through email notifications. Virtual Information Session Equal Housing Statement Habitat for Humanity of Montgomery and Delaware Counties is pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunities throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, sex, marital status, physical or mental disability, color, religion, national origin, ancestry, presence of children, source of income, sexual orientation, gender identity, age, and family responsibilities. Ready to be a Habitat Homebuyer? If you have any questions that are not answered here, please contact our Homebuyer Services Manager at Programs@HabitatMontDelco.org or call 610-278-7710. HOME PURCHASE INQUIRY Anchor 1

Learn about Habitat for Humanity's Delaware County Whole Home Repair Program, offering up to $50K for health, safety, and accessibility-related repairs. Stabilize aging housing, preserve affordable homeownership, and prevent displacement for income-qualified homeowners in Delaware County. Discover how to apply, eligibility requirements, and funding details to restore your home and community. DELAWARE COUNTY WHOLE HOME REPAIR PROGRAM Home Preservation is Community Preservation Whole Home Repair Program In July of 2022, The PA Whole Home Repairs bill, (SB-1135), was signed into law. The bill appropriates $125M for use across the state toward the preservation of affordable housing and workforce development initiatives. In August of 2023, Habitat MontDelco was selected as the Whole Home Repair Program (WHRP) administrator on behalf of Delaware County. The program is a construction-based resource, that provides income-qualified homeowners with necessary health, safety, and accessibility-related home repairs, and modifications up to $50k per home. Through this program, Habitat MontDelco aims to stabilize communities, address Delaware County’s aging housing stock, preserve naturally occurring affordable homeownership, and prevent qualifying homeowners from being displaced due to deferred and cost-prohibitive home repair and maintenance. Delaware County Council unanimously approved an additional $2,730,124 in funding from the American Rescue Plan Act (ARPA) on August 2, 2023, to support the program. The County’s commitment enables the program to serve a minimum of 120 homeowners and ensures the administration costs associated with the program are met. **The WHRP is not designed to be an emergency or crisis-based resource, as it does involve a waiting period. If you are experiencing urgent or imminently dangerous issues within your home, Habitat MontDelco may be able to make a referral to an alternative program, however, we can make no guarantees at the time of initial outreach as to if or when a given home can or will be served by our program or any other. Please see our additional resources guide. ADDITIONAL RESOURCES GUIDE How Do I Apply? To receive an application, you must submit an inquiry with the program. Submitting an inquiry registers you in our inquiry database so that you will receive an application directly from Habitat MontDelco when we have funding available that applies to your home’s needs as you’ve described them. There are no exceptions to this policy. Only households in our inquiry database will receive applications. If you have already submitted a program inquiry rest assured that you are registered in our system. If you would like to confirm the inquiry status at any time or provide updates to the information submitted, please email us at repair@habitatmontdelco.org or call (610)-278-7710. SUBMIT AN INQUIRY How Do I Know If I Might Qualify? To be considered eligible, applicant(s): Must own a home in Delaware County which must be their primary residence. Must be willing to partner with HFHMontDelco by upholding the terms of the program agreement with HFHMontDelco, and being responsive, helpful, and hospitable to staff, vendors, and volunteers. Have a current homeowner’s insurance policy in place for the home. Verify that they are current on Property Taxes and Mortgage payments. Have a total gross household income below the levels listed in this chart: How Can the Program Help? Habitat MontDelco’s Whole Home Repair Program is a construction-based resource aimed at identifying and addressing health, safety, and accessibility-related needs in eligible homes. The program works with locally vetted and insured contractors to implement scopes of work determined by our internal home inspection team. The program can also utilize Occupational Therapists in the cases of mobility challenges or other disabilities for which accessible home modifications will increase safety, health, and/or accessibility on either a remedial or preventative basis. How does it all work? HOMEOWNERS must submit an inquiry to receive an application at a time when funding is available. If you have not already done so, please find the link to inquiry form below. Habitat will notify you by mail, with an application, when applicable funding is available based on your described home repair needs and demographic information as it relates to grant restrictions. HOMEOWNERS will complete the application within the deadline indicated and submit it to Habitat complete with the required documentation, OR contact Habitat for an extension on the application before that deadline. Habitat will review applications, conduct a home visit for those who are pre-qualified, and verify eligibility based on program capabilities and needs of the home. A final determination for program approval will be made. HOMEOWNERS will be notified of a decision on program approval, or denial. If approved, you will receive a list of services Habitat intends to gather estimates for, from program contractors. Contractors will schedule directly with homeowners for this step. Habitat will collect estimates from contractors and determine which services, if any, fall within funding/program capabilities, budget, timeline, etc., and will produce an agreement for services to be provided outlining the scope of work and program conduct expectations. HOMEOWNERS will sign an agreement for conduct and liability, which includes the proposed scope of work for the home, and work will commence in the order in which agreements are received. Habitat will, upon the completion of work, collect completion photos and verifications from both the contractor(s) and homeowner, and close the project out with paperwork documenting what work was completed in the home, as well as warranty information. If you are interested in our program, please complete and submit the inquiry form. If you have already submitted an inquiry either online, or by mail, no further action is required of you at this time. *This form requires an email address. If you do not have access to email, please request a form by mail by calling us at (610) 278-7710. If you have any questions please email repair@habitatmontdelco.org or call (610) 278-7710. SUBMIT AN INQUIRY

We hire contractors for paid opportunities to work alongside Habitat for Humanity MontDelco to ensure everyone in our service area has a decent place to live. If you are interested in becoming eligible to contract on construction opportunities with Habitat MontDelco, contact our Building and Repair Project Manager. CONTRACTORS Work Alongside Habitat for Humanity Mont Delco We hire contractors for paid opportunities to work alongside Habitat for Humanity MontDelco to ensure everyone in our service area has a decent place to live. If you are interested in becoming eligible to contract on construction opportunities with Habitat MontDelco, contact our Building and Repair Project Manager. Why become a Habitat contractor? Kiss lead generation goodbye! We take care of sourcing projects for you, so you don’t have to spend all your time marketing and maintaining lead funnels. No homeowner hassle required! We take care of all communication (and any confrontation /haggling) with homeowners on your behalf, so you’re free to get your work done and go home for the day. Recession-proof work! Habitat has already sourced project funding from government/foundation grants and donations, so there’s no need to fret over a lack of necessary budget. Projects as far as the eye can see! Habitat has a mile-long waitlist for home repairs and home builds right now. Do quality work for us, and we’ll be one of your main sources of revenue this year. Great press! We’re starting an initiative to spotlight our favorite contractors and let the public know about their top-notch work and dedication to their community. Once you’re an established Habitat contractor, we’ll be happy to tell everyone exactly what kind of value you can bring to a project. Want to work with us? Here's What You Need To Get Started: Understanding of and willingness to work with our mission : Reach out to projects manager Adam Richardson by email (arichardson@habitatmontdelco.org ) to tell us why you’re interested and how you can align with our goals. High quality work: Please provide a portfolio/reference list of completed projects so we can get a feel for where you’ll be most useful. Certificate of insurance W9 forms Adherence to prevailing wage laws to qualify for bids over $25K (not required for smaller projects). Expectations for Habitat Subcontractors Contractor FAQ Do I need to have construction skills? No, we do not require previous construction experience — just a willingness to work hard, learn, and be flexible. But if you do have construction experience (like carpentry, electrical, dry-walling, etc), we encourage you to utilize it on site with us! Is there a minimum age for volunteering? All construction volunteers must be at least 16 years of age. Youth ages 16 and 17 are not permitted to use power tools or work more than 10 feet off the ground. They must also volunteer with a supervising adult age 21 or older. ReStore volunteers ages 14-15 may do so with a supervising adult age 21 or older. Age 16+ may volunteer independently at our retail stores. All minors must submit parent signature on our waiver form before volunteering. What will I be doing on the construction site? It all depends on the state of construction of the home we are building. You might be doing demolition, hanging drywall, painting or landscaping. You will be trained for the task of the day by our experienced construction team. We work with small groups to assure everyone has a job to do. The most important thing to bring is your flexibility. Though some tasks may seem less glamorous than others, we assure you that all are equally important to the completion of the home. What is the time commitment for construction volunteers? The day begins at 8:30am ending around 3:30pm. We ask volunteers to arrive promptly at 8:30 to review safety instructions. In order for our projects to be successful, we need volunteers to commit to the entire day. What about cancellations for inclement weather? We build rain or shine as long as there is a roof overhead. If weather is extreme and we need to cancel a build day, we will attempt to contact scheduled volunteers via email or phone. If you are unsure of the status or are uncomfortable traveling in bad weather, our construction site supervisor’s cell phone is available in the emails we send with directions and confirming your participation. Please let us know if you will not be able to participate in your scheduled build day!

Join Habitat MontDelco's Women Build campaign to empower women and address the affordable housing crisis. Learn new skills, volunteer, and build stronger communities in Montgomery and Delaware Counties. Celebrate female homeownership and make an impact. WOMEN BUILD Together We Build Our Future, All Are Welcome! Habitat MontDelco’s Women Build 2027 is about empowerment, education, and community. This initiative brings women together to address our community’s affordable housing crisis by providing the tools, skills, and opportunities to make an impact. We dedicate Women Build 2027 to the incredible women in our Habitat community who have taken the courageous step toward homeownership. These women have overcome challenges, navigated obstacles, and worked hard to provide stable, secure homes for themselves and their families. The Women Build initiative is a testament to the power of collective action, proving that when women come together, they don’t just build homes, they build lasting change in their communities. Women Build 2026 Gallery Lets Build Together! Women Build Interest 2027 First name* Last name* Email* Phone* Organization/Company Team Size How did you hear about this event?* Comments or Questions Submit Ways To Participate Corporate Team Community Team Networking Team We’re inviting female-owned companies and women’s ERGs/affinity groups to join us for a special build day. To secure your spot, your team will need to raise $5,000 10 days prior to your build date. The deadline to raise these funds is February 14, 2027. The earlier you reach your goal, the better your chances of getting priority scheduling at one of our available build sites! We hope you will consider joining us as a team of BuildHers for a day of instruction, building, lunch and networking on March 28, 2027 ! Don't have a group in mind, but still would like to participate in the 2027 Habitat Mont Delco Women Build? Register as an individual “BuildHer ” ! BuildHers , individual registrants, will be put into teams of up to 10 women. This opportunity provides a unique networking experience with a group of like-minded women passionate about giving back to their local community. BuildHers are required to raise/donate a minimum of $500 by March 18th to participate. Achieve your $500 goal and then join us out on the for the BuildHers build day on March 28. All organizations and individuals will be recognized in the program, in our email newsletter and via the HFHMD social channels (Instagram, Facebook, and LinkedIn). The team and BuildHer that raises the most will be more broadly acknowledged. Round up a group of family members, group members, or friends. Teams will work alongside construction professionals, other volunteers, and future Habitat homeowners. To secure your spot, your team will need to raise $5,000 10 days prior to your build date. For example, if your build date is set for April 15th, you would need to raise your funds by April 5th. How To Sign Up BuildHers On Saturday, March 28, 2026 , we invite you to be part of an inspiring day of instruction, hands‑on building, lunch, and networking as a proud member of our BuildHers community. If you don’t already have a group, you can still participate by registering as an individual BuildHers. We’ll place you into a team of up to 10 women, creating the perfect opportunity to connect with like‑minded women who share your passion for giving back to the local community. Ladies Lift Up Skanska O'Donnell Ladies Lift Up 1/5 Sponsorship Opportunities ✨ Support Women Build & Showcase Your Brand! Join us in empowering women through our Women Build initiative. As a sponsor, your logo will be proudly featured on our promotional materials, giving your brand visibility while making a lasting impact in our community. Interested in partnering with us? Reach out today at development@habitatmontdelco.org . We’d love to answer your questions and explore sponsorship opportunities with you! Check out our sponsorship tiers for more information: View Sponsorship Commitment PDF A Typical Women Build Day Women Build Day volunteers work under the guidance of construction professionals and alongside other volunteers and future Habitat homeowners. A build day typically starts at 9:00 am when the site supervisor gives a safety briefing, describes the objectives for the day, and assigns each volunteer a task. Volunteers are broken into small groups and work closely with a Habitat-skilled volunteer on the task. The day begins to wrap up around 3:00 pm and we finish with a group photo! Kesha Robinson's Story 2 min read Honoring Female Leaders in Affordable Housing: Women’s History Month & International Women’s Day 4 min read Build Strength, Stability, and Independence: Join Habitat for Humanity MontDelco’s Women Build 2025! 3 min read FAQ How can I participate in a build day? You must have a team of up to 10 people, and your team is required to collectively meet the $5,000 fundraising goal, in order to participate in a build day in March. You must raise funds 10 days prior to your scheduled build day. Do I need construction experience or expertise? No construction experience is required! We’ll provide all the safety gear, tools, and training you need. Our skilled volunteer Crew Leaders will guide you every step of the way. Is this event for women only? Although this event is designed to encourage women’s empowerment, it is open to all genders. Do I have to join a corporate team to participate in Women Build? No, you do not need to be a part of a corporate team. You can form your own team consisting of family members or friends ages 18+. What happens when someone donates directly to a team’s page? The money donated directly to a team page is reflected in the team page total. It is NOT reflected in any of the individual team members’ totals. If you'd like a donation to be reflected in both your personal total and the team total, please ask the donor to contribute through your personal page. Does Habitat for Humanity give houses away for free? No, Habitat for Humanity does not give houses away for free. Instead, families purchase their homes through affordable, interest-free mortgages. Habitat partners with these families to help them build or improve their homes, and the mortgage payments are reinvested into the program to help more families. Construction is Underway Women Build is going strong in Pottstown and we invite you to follow the progress and meet some of the build teams making it happen! And a special thank you to our sponsors and amazing core volunteers! Pre-Renovation Here’s a look at the property in Pottstown before renovations began. VIEW PHOTOS ALLY Construction Services Team The ALLY Construction Services team continued with the demolition, tackling carpet removal, clearing rooms, taking down ceilings, removing joists and furring strips, demolishing cabinetry and kitchen fixtures, removing plaster, and finishing up with thorough cleaning and housekeeping. VIEW PHOTOS & VIDEOS O'Donnell Roofing Co. Team Build Day The O'Donnell Roofing Co. team undertook the challenging yet thrilling job of knocking down the property's walls, ceilings, and panels. VIEW PHOTOS & VIDEOS DLA Piper Team Build Day The DLA Piper team worked hard to demolish the room and exterior walls. VIEW PHOTOS & VIDEOS Skanska Team Build Day The Skanska team kicked off the demolition by spending most of their time in the attic, removing a plastered ceiling that appeared to be original to the house. VIEW PHOTOS & VIDEOS Ladies Lift Up Team Build Day The Ladies Lift Up team worked hard to remove interior molding and debris from the property. VIEW PHOTOS She Nailed It Team Build Day The She Nailed It team kept the momentum going, demoing the rooms down to the studs. It was another “dirty” job—but incredibly fulfilling—and the team gave it their all! VIEW PHOTOS & VIDEOS

HOME REPAIR FORM If you are interested in our program, please complete and submit the inquiry form. If you have already submitted any inquiry either online, or by mail, no further action is required of you at this time. *This form requires an email address. If you do not have access to email, please request a form by mail by calling us at (610) 278-7710 xt. 130. Fields marked with an * are required. This form requires an email address. If you do not have access to email, please request a form by mail by calling us at (610) 278-7710 xt. 130. You may also request a hard copy of this form by calling us at (610) 278-7710 xt. 134. If you do not have access to email, fill in “N/A”. Please, do not fill out this form multiple times for the same recipient. Your first entry is the only one we will use in our database. Date* First name* Last name* County* Delaware Montgomery Street Address* City* State* Zip Code* Current mailing address - if different than the permanent address (if it’s the same, leave blank) The WHRP Application can be completed in two different ways. Please review each selection below and choose the option that you prefer:* Online Physical Online - Choose this option if you prefer to complete our program application digitally. HFHMD is partnering with Neighborly, an online software that will allow homeowners the option to complete their application fully online, including the ability to upload all required supporting documents. Physical - A hard copy of the application will be mailed to you directly. The application and supporting documents must then be submitted back to Habitat via mail. Phone Number * Email Address* Is your home currently insured? If “no” you are not eligible for this program* Yes No Has Habitat MontDelco completed work on your home before?* Yes No Optional Fields Only Select Yes If Applicable Due to specialized funding sources, we like to offer the optional opportunity for homeowners to identify themselves or members of their household, as one or more of the following: Currently serving in any branch of the military Yes Veteran with a general or honorable discharge Yes Disabled and in need of accessibility modifications Yes Over the age of 65 and interested in aging in place Yes Briefly describe your home’s needs:* I affirm that I have read and understand all the information about Habitat MontDelco’s Home Repair programs(s) published on the Habitat MontDelco website. * Yes No I both understand and affirm that Habitat MontDelco’s home repair programming may require some form of repayment plan or property lien, depending on the requirements of the funding source(s) used. I understand if I am not comfortable with a repayment requirement associated with an application opportunity, I am welcome to decline and wait for the next opportunity. * Yes No I understand that this online program inquiry form is not the same as a program application and that Habitat MontDelco will mail me a program application directly when funding is available and applicable to my home’s needs. * Yes No Submit Please, do not fill out this form multiple times for the same recipient. Your first entry is the only one we will use in our database. First name Last name County * Delaware Montgomery Street address of home in need of repair Street Address City Region/State/Province Postal / Zip code Current mailing address - if different than the permanent address (if it’s the same, type “same”)* Street Address City Region/State/Province Postal / Zip code Email Phone Is your home currently insured? If “no” you are not eligible for this program * Yes No Has Habitat MontDelco completed work on your home before? * Yes No If Habitat MontDelco worked on your home before, when was the approximate date of work? (please mark “N/A” if Habitat MontDelco has not worked on your home before.)* This program has a maximum annual income allowed for program participation that is based on household size. Does your household have a total gross household income below the levels listed in the chart below? * Yes No- if “no”, you are not eligible for this program Briefly describe your home’s needs: The WHRP Application can be completed in two different ways. Please review each selection below and choose the option that you prefer: * ONLINE - Choose this option if you prefer to complete our program application digitally. HFHMD is partnering with Neighborly, an online software that will allow homeowners the option to complete their application fully online, including the ability to upload all required supporting documents. PHYSICAL - A hard copy of the application will be mailed to you directly. The application and supporting documents must then be submitted back to Habitat via mail. Optional Fields * Due to specialized funding sources, we like to offer the optional opportunity for homeowners to identify themselves or members of their household, as one or more of the following: Currently serving in any branch of the military Veteran with a general or honorable discharge Disabled and in need of accessibility modifications Over the age of 65 and interested in aging in place Prefer Not to Say I affirm that I have read and understand all the information about Habitat MontDelco’s Home Repair programs(s) published on the Habitat MontDelco website. * Yes No I both understand and affirm that Habitat MontDelco’s home repair programming may require some form of repayment plan or property lien, depending on the requirements of the funding source(s) used. I further understand that if I am not comfortable with a repayment requirement associated with an application opportunity, I am welcome to decline and wait for the next opportunity. * Yes No I understand that this online program inquiry form is not the same as a program application and that Habitat for Humanity of Montgomery and Delaware Counties will mail me a program application directly when funding is available and applicable to my home’s needs. * Yes No SUBMIT Thanks for submitting!

RESTORE TRAINING Welcome to your Restore training portal HFHI LOGIN EMAIL RICK Forward any certificates to Rick White's affiliate email address (rwhite@habitatmontdelco.org ) General ReStore Onboarding Welcome & Mission History of ReStore, HFH mission, global impact through tithing Please complete this training: ➡️ Habitat History, Vision and Mission Code of Conduct & Ethics Safeguarding, discrimination policy, reporting channels (Ethics Line, HFHI) Please complete this training: ➡️Safeguarding training for affiliates in U.S. and Canada Safety & Security PPE, emergency action plan, fire protection, lifting and loading, slips/trips/falls, incident reporting Please watch the videos below: Forward any certificates to Rick White's affiliate email address (rwhite@habitatmontdelco.org )

Delco Gives is Delaware County’s largest celebration of generosity—a county-wide giving movement that brings people together to support the nonprofits that strengthen our community. Hosted by The Foundation for Delaware County, the next Delco Gives will take place May 6–7, 2026. Delco Gives 2026 Delco Gives is Delaware County’s largest celebration of generosity—a county-wide giving movement that brings people together to support the nonprofits that strengthen our community. Hosted by The Foundation for Delaware County, the next Delco Gives will take place May 6–7, 2026. In just two years, Delco Gives has helped raise nearly $4 million for hundreds of local organizations, increasing visibility, connecting nonprofits with new audiences, and spotlighting the vital work happening across Delco every day. DONATE HERE

"Learn about Habitat for Humanity of Montgomery and Delaware Counties' mission to build affordable housing and stronger communities. Explore programs supporting homeownership with affordable mortgages, meet our dedicated leadership and staff, and join our vision for decent housing for all. Discover how we’re creating stability through shelter in Montgomery and Delaware Counties. Our Impact Staff Board Advocacy Financials Careers Advocacy As an affordable housing provider, we recognize that building is only part of the solution, and that sustainable and inclusive policies and systems can promote access to decent housing, while others can create barriers. And those barriers make it harder to find land for construction, build a home, and/or afford to live in many places. At Habitat MontDelco, we advocate to change policies and systems which pose barriers to attaining and preserving affordable homeownership. Our vision is a world where everyone has a decent place to live. To that end, it is incredibly important that we advocate for sustainable, equitable and inclusive policies and solutions in response to these barriers to decent housing. Habitat MontDelco’s approach to advocacy is advanced by Habitat for Humanity International’s decades of on-the-ground experience and policy expertise. Using our deep understanding of local housing policy and its central role in providing opportunities for families, we work to leverage Habitat for Humanity’s brand power, impact data, and outcomes, to reform laws in non-confrontational, nonpartisan ways. Current Action Housing Studies and Resources County Level Montgomery Montgomery County 2040 Comprehensive Plan MontCo Homes for All Delaware Delaware County 2035 Housing Plan Delaware County Fair Housing State Level PA Housing Finance Agency (PHFA) Comprehensive Housing Study National Level The State of the Nation’s Housing Habitat for Humanity International - US Advocacy PA Advocacy Overview_1.2025.pdf

Get in touch with Habitat MontDelco! Reach out to our affiliate office or ReStore for questions about volunteering, donations, and affordable housing programs in Montgomery and Delaware Counties. Connect with us to make a difference. Contact Affiliate Office 160 Clubhouse Road Suite 200 King of Prussia, PA 19406 (Appointment Only) 610-278-7710 Follow Us on Social Media ReStore Donation Questions? restore@habitatmontdelco.org West Norriton Location 533 Foundry Road West Norriton, PA 19403 610-631-3149 North Wales Location 1200 Welsh Rd, Unit A1, North Wales, PA 19454 267-652-1115 First name* Last name* Email* Phone I’m interested in learning more about.. Comments/Questions* Submit FAQ Frequently Asked Questions about Habitat for Humanity Do Habitat homeowners get their houses for free? No, we do not give houses away. Our homeowners purchase their homes through affordable monthly mortgage payments. They also invest hundreds of hours of their own labor, known as sweat equity, working alongside volunteers and other homeowners. How much of the Habitat home does the homebuyer pay for? What interest rate do Habitat homeowners pay on their mortgages? What do you need to qualify for a Habitat home? How did Jimmy and Rosalynn Carter contribute to Habitat for Humanity? Does Habitat for Humanity have a religious affiliation?

Learn about Habitat for Humanity of Montgomery and Delaware Counties' eligibility for affordable homeownership. Discover residency, income, and housing need requirements, plus sweat equity, ability to pay, and willingness to partner details. Explore how to qualify for Habitat's affordable housing programs and equal housing opportunities in Montgomery and Delaware Counties. PROGRAM DETAILS Eligibility Components: Household Income Requirements Habitat Home Purchase applicant(s) must have an annual household income below 80% of Area Median Income (AMI) as determined by HUD (see table below). Each project in order to be made affordable, and ensure ability to pay, may have different minimum income requirements as a result of the home’s selling price. Household Size Maximum Annual Income Allowed (Gross) 1 person $68,750 2 people $78,550 3 people $88,350 4 people $98,150 5 people $106,050 6 people $113,900 7 people $121,750 8+ people $126,100 **Pre-tax income from employment, child support, SNAP (food stamps), SSI, Disability, etc... Updated per HUD Guidelines as of 05/01/2026 Notice: The Federal Equal Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (with certain limited exceptions) because all or part of the applicant’s income derives from any public assistance program; or because the applicant is in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning the creditor is East Central Region, Federal Trade Commission, Cleveland OH 44114 Residency Requirements The applicant and co-applicant must be EITHER: Residents of Montgomery County or Delaware County, at the time of application and for at least the 12 months immediately preceding application. – OR – Must be employed in either when applying and show proof of such employment for the 12 months immediately preceding application (**does not imply a candidate must be employed; this applies only if the candidate does not reside in Montgomery or Delaware County). The applicant and co-applicant must be lawful, permanent residents of the United States or US Citizens. Proof of lawful, permanent residency status or US Citizenship is required for each applicant and co-applicant. The following is a partial list of acceptable documents: Permanent Resident Card (Form I- 551) United States passport Certificate of United States Citizenship Certificate of Naturalization Original or certified copy of a birth certificate evidencing birth in the United States or outlying territory of the United States Qualification Factors: Ability to Pay The applicant and co-applicant must present information such as the following: Financial and personal information: Employment references Federal and state income tax returns (must include front and back of documents) W2 statements Proof of employment or other income including Uber, Lyft, and Taxi Manifest. Proof of monthly household expenses including: rent, utilities, child care, cell phones, car payments, car insurance, credit cards, school lunch, student loans, other loans, alimony, and/or child support. Bank statements: most recent 6 months from all institutions The applicant and co-applicant must also have a credit report clear of any bankruptcies or foreclosures within the last 3 years The applicant and co-applicant must expect that employment or other sources of income (such as disability, social security, TANF/SNAP, or other types of assistance payments, if used to qualify for the loan) to meet Habitat’s minimum income requirement will remain constant. (**This information will help determine if the family has the resources to make the proposed monthly Habitat housing payment, maintain the current level of reasonable living expenses, and stay current on existing debt obligations.) Willingness to Partner All Habitat applicant(s) must commit to the terms of a Partnership Agreement, which outlines standard conduct expectations for program participation. One of the main partnership expectations is the completion of partnership hours which can be satisfied in a combination of the following ways: Homebuyer/Financial empowerment education programming Construction site participation/Home maintenance training Habitat ReStore volunteering hours Community service (outside of Habitat) hours Children under 18 may contribute via maintaining good school grades Friends and family may donate a portion of the hours Housing Need The household must exhibit demonstratable housing need, which is defined as any of the following: Cost burden: Applicant(s) are paying more than 30% of their monthly gross income towards housing Homelessness or lack of permanent housing solution Overcrowding or “insufficient space to accommodate the number of occupants in the residence at the time of application.” Unsafe neighborhoods due to high violent crime rate, high non-violent crime rate (including illegal drug activity), or other commonly accepted measures of unsafe neighborhoods Unhealthy neighborhood due to man-made or geo-climatic conditions such as flooding or earth movement Substandard living conditions outside the control of the applicant(s), such as: Structural or mechanical problems, such as faulty or deteriorating foundation, structural, or roof systems Deteriorating interior walls or exterior cladding, poor insulation or waterproofing, broken doors/windows Broken or unsafe interior or exterior stairs and walkways Inoperable or dangerous HVAC, plumbing, or electrical systems; broken bathroom fixtures or major appliances Unhealthy interior or exterior environment due to rodent or insect infestation; exposed asbestos, lead, or other hazardous materials; or the presence of hazardous chemicals or gases (such as radon), etc. Ongoing, chronic, or unanswered maintenance requests of landlord/property management company Equal Housing Statement Habitat for Humanity of Montgomery and Delaware Counties is pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunities throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, sex, marital status, physical or mental disability, color, religion, national origin, ancestry, presence of children, source of income, sexual orientation, gender identity, age, and family responsibilities. Ready to be a Habitat Homebuyer? If you have any questions that are not answered here, please contact our Homebuyer Services Manager at programs@habitatmontdelco.org or call 610-278-7710. Home Inquiry Form

Join Habitat MontDelco's Home Games for Homes, where school teams compete to raise funds for local families in need of safe housing. Engage in friendly competition while making a meaningful impact in Montgomery and Delaware Counties! HOME GAMES FOR HOMES Build Homes and Hope, One Game at a Time! Home Games for Homes is Habitat MontDelco’s exciting peer-to-peer fundraising initiative. It empowers school athletic teams, clubs, and students to make a meaningful difference in Montgomery and Delaware Counties by combining friendly competition with student-led action. Teams raise awareness and gather resources to help local families achieve safe, stable housing. Teams can create a crowdfunding page to collect donations from family, friends, and peers, set a fundraising goal, and track their progress in real time. They can also host events such as car washes, bake sales, or “Habitat MontDelco” nights at school games, where a portion of ticket sales directly supports our mission. At the end of the school year, the top-performing team will be recognized as “Home Team of the Year”! SIGN UP These experiences help students develop leadership skills, collaborate with peers, and take action in their neighborhoods. Funds raised through Home Games for Homes directly support new home construction, critical repairs, and programs that empower families and build stronger communities. Interested in hosting a fundraiser? Fill out the form below, and a team member will follow up with guidance, resources, and support to help your event thrive. We also invite community members to rally behind a participating team or contribute directly to this initiative. Every gift helps create opportunity, stability, and brighter futures for local families. Explore our Peer-to-Peer Fundraiser Toolkit for tips, instructions, and resources to help you plan and promote your event. For larger fundraisers, our marketing team can assist with promotional materials to boost visibility and engagement. VIEW P2P FUNDRAISER TOOLKIT Home Games for Homes Fundraiser Interest Form First Name* Last Name* Email Address* Phone Number Fundraiser Interest* Home Games For Homes Make Art, Make Homes School/Organization* Message/Questions How did you hear about this? SUBMIT MAKE ART MAKE HOMES Make Art, Make Homes! One show at a time. Make Art, Make Homes is an exciting new initiative that uplifts your school and the larger community! We are encouraging school art departments and clubs to join forces with us in building homes, community, and hope throughout Montgomery and Delaware Counties while also supporting and strengthening the arts at their own school! Make Art, Make Homes encourages turning art into action through fundraising and raising awareness. We place an emphasis on how every contribution, no matter the size, helps build a stronger and more connected community. In the end, 50% of funds go to your performing arts department and 50% will go to Habitat MontDelco to support sustaining affordable housing. Through the emotional and community-building power that art has, we can work together to create a lasting impact for local families. Teams can create a crowdfunding page to collect donations from family, friends, and peers, set a fundraising goal, and track their progress in real time. SIGN UP Interested in hosting a fundraiser? Fill out the form below, and a team member will follow up with guidance, resources, and support to help your event thrive. Make Art Make Homes Fundraiser Interest Form First Name* Last Name* Email Address* Phone Number Fundraiser Interest* Home Games For Homes Make Art, Make Homes School/Organization* Message/Questions How did you hear about this? SUBMIT