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(610) 278-7710

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Planned Giving

Create a legacy in a way that’s right for you

Extend your support for Habitat for Humanity and make a lasting impact on families in need of a decent and affordable place to call home.

Whether you would like to put your donation to work today or benefit families after your lifetime, you can find a plan that fits your needs. Together, we can come up with a plan that lets you provide for your family while helping other families through our charitable bequest program.

There are many options to leave a lasting impact through Habitat, including gifts that cost you nothing now, gifts that make an impact now, gifts that also include financial benefits for you, and more. 

Gifts that pay you income

You can receive income for life while ensuring that families have access to safe and affordable housing.

If you are considering this type of gift, we recommend that you consult with your financial advisor and a gift planner at Habitat for Humanity.

Charitable Remainder Trust

You can receive income for life and reduce your taxes while supporting Habitat for Humanity by transferring assets to fund the trust. Not only does this pay income to you or your beneficiaries for life, but you also receive an income tax deduction the year you transfer assets to the trust. The remaining portion of the trust, after all, payments have been made, goes to Habitat for Humanity.

Benefits:

  • Receive income for life for you or your heirs.
  • Receive a charitable income tax deduction for the charitable portion of the trust.
  • Create your lasting legacy of hope and community by bringing people together to build homes.

Charitable Gift Annuities

You can transfer assets to a charitable gift annuity and receive income for life.

This plan allows you to give a substantial donation to Habitat for Humanity while receiving tax-favored income for life. Charitable gift annuities offer attractive payout rates for those who want to receive income and provide families the opportunity to become self-reliant through safe, affordable housing.

Benefits:

  • Very attractive payout.
  • Payments can be made annually, quarterly or monthly.
  • A portion of the payout can be tax-free.
  • Immediate tax deduction for a portion of your gift.
  • Your gift passes to Habitat for Humanity outside of the estate process.

Tax Savings

Some legacy gifts made to Habitat for Humanity can have substantial tax savings, including retirement plan gifts, life insurance plans, gifts of real estate, gifts of stock, and savings bonds

 

Gifts that cost you nothing now

Making a legacy gift in your will or trust is one of the easiest and most popular ways to partner in the mission. Your gift empowers people to become self-reliant, successful homeowners in their communities.

When you make a gift to Habitat for Humanity from your retirement plan, insurance plan, or other assets, you make it possible for people to obtain safe, affordable places to call home. Best of all, these gifts are easy to make! Simply contact the firm that holds your assets and completing a beneficiary form.

It’s just one of the ways that, simply by signing your name, you can be sure families have safe, affordable places to call home. When you include Habitat for Humanity in your estate plans, you provide resources that are essential to achieving the vision of a world where everyone has decent shelter.

We hope that empowering families to build greater self-reliance will be one of your philanthropic priorities.

Here are the most common ways that people make a lasting gift to Habitat for Humanity:

Gifts by Beneficiary Designation

Retirement Fund Gift

Many people choose to name Habitat for Humanity as a beneficiary of a retirement plan to reduce their taxes and empower families to become self-reliant homeowners.

Life Insurance Policy Gift

If you have a life insurance policy that has outlasted its original purpose, you can use it to fund a legacy gift while enjoying tax savings during your lifetime.

 

Savings Bond

If you have bonds that have stopped earning interest and you plan to redeem, you will owe income tax on the appreciation. In the end, your heirs will receive only a fraction of the value of the bonds in which you so carefully invested.

CDs, Bank Accounts and Brokerage Accounts

Naming Habitat as the beneficiary of a certificate of deposit, a checking or savings bank account, or a brokerage account is one of the easiest ways to positively impact our homeowner families.

 

Donor-Advised Fund Residual

Final distribution of contributions remaining in a donor-advised fund is governed by the contract you completed when you created your fund. Please consider naming Habitat as a successor of your account or a portion of your account value.

Gifts by Bequest

Residual Bequest

A percentage of the remainder of your estate after other specific legacies have been fulfilled.

Specific Bequest

A specific dollar amount stated fraction of your estate or specified gift-in-kind such as collections, art, books, jewelry, etc.

 

Contingent Bequest

A gift that is originally intended for other beneficiaries but, in the event of their prior passing, is redirected as a charitable donation.

Gifts that make an impact now

Home construction and revitalization are important parts of Habitat’s mission. With volunteers and homeowners working side-by-side, and local organizations contributing, we can positively impact the quality of life for residents and the community. With your help, Habitat can serve even more people and communities in need of better housing.

  • Donate to Humanity of Montgomery & Delaware Counties
  • In-Kind gift of product or service
  • Donate car or motor vehicle
  • Sponsor a build day or home
  • Host a fundraiser
  • Donate to the ReStore
  • Make a monthly donation

Development Team
Habitat for Humanity of MontDelco

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